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Job Title: Credit Review Senior Portfolio Manager - Small Business Loans Portfolio
Company Name: Bank of America
Location: Newark, DE
Position Type: Full Time
Post Date: 03/20/2026
Expire Date: 03/30/2026
Job Categories: Finance/Economics, Financial Services, Information Technology
Job Description
Credit Review Senior Portfolio Manager - Small Business Loans Portfolio
<div class="job-description-body__internal job__external js-job-description-body-internal"><p><b>Job Description:</b></p><p></p><p></p><p>At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.<br><br>Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.<br><br>Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.<br><br>At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!<br> </p><p><b>Job Description:</b></p><p><br>This job is responsible for establishing and executing a risk-based coverage plan to monitor specific portfolio(s). Key responsibilities include serving as a subject matter expert in Credit Review, developing a risk-based plan to monitor the portfolio, and performing transactional testing of credit process execution controls of new and existing clients. Job expectations include providing updates to business leaders and executive management on continuous testing and examination results, new issues, and emerging risks.</p><p></p><p><span>Through examinations and monitoring, Credit Review provides an independent assessment of the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies.</span></p><p></p><p><span>This job includes leading associates or teams to ensure accurate and timely execution of Credit Review testing (examinations and/or monitoring). This role includes providing updates to business leaders and executive management on continuous testing and examination results, new issues, and emerging risks. In addition prepares quarterly Business Assessment Reports and Coverage Plans; maintains awareness of current economic and business trends; and assesses the impact of economic trends on credit portfolios. May participate or lead projects or other Credit Review initiatives</span></p><p></p><p><b>Responsibilities:</b></p><p></p><ul><li>Serves as a subject matter expert for portfolio(s) of loans and participates in examination activities</li><li>Performs transactional testing of credit process execution of new and existing clients, providing direct and timely feedback on transactional reviews</li><li>Provides regulator updates on results, and responds to inquiries</li><li>Documents findings through quarterly reporting, including assessing and rating credit control effectiveness, direction of controls, and credit riskiness for portfolio(s)</li><li>Assesses and advises on the impact of industry-level, geo-political, and economic trends to credit portfolios</li><li>Manages issues, including approval of issue severity ratings, action plans, ongoing issue status tracking, and oversight of issue validation</li></ul><p></p><p><b>Required Qualifications:</b></p><p></p><ul><li><span>Minimum 8 years of consumer credit experience (credit review, direct lending, risk management and/or regulatory)</span></li><li><span>Experience in Small Business Card, Business Advantage Term Loans/Business Advantage Credit Line lending</span></li><li><span>Ability to support conclusions through fact-based analysis and ability to influence senior leaders</span></li><li><span>Excellent credit analysis, project management and leadership skills</span></li><li><span>Strong organizational and communication skills, both written and verbal</span></li><li><span>Ability to manage multiple complex tasks while delivering high quality results</span></li><li><span>Bachelor’s Degree </span></li></ul><p></p><p><b>Desired Qualifications:</b></p><p></p><ul><li><span>Internal Credit Review / Credit Risk Review</span></li></ul><p></p><p><b>Skills:</b></p><p></p><ul><li>Internal Audit Review</li><li>Portfolio Analysis</li><li>Reporting</li><li>Risk Management</li><li>Underwriting</li><li>Business Acumen</li><li>Credit and Risk Assessment</li><li>Critical Thinking</li><li>Issue Management</li><li>Stakeholder Management</li><li>Analytical Thinking</li><li>Executive Presence</li><li>Influence</li><li>Regulatory Compliance</li><li>Relationship Building</li></ul><p></p><p></p><p></p><p><b>Shift:</b></p>1st shift (United States of America)<p></p><p></p><p><b>Hours Per Week: </b></p>40</div>
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Contact Information
Company Name: Bank of America
Website:https://ad.doubleclick.net/ddm/clk/555092857;361566821;t?https://careers.bankofamerica.com//en-us/job-detail/26009050/credit-review-senior-portfolio-manager-small-business-loans-portfolio-newark-delaware-united-states
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